Raymond kills the vibe with all of his recent shutdowns. But first, he shares his recent spending adventures with Benjy. Predictably, Chase then takes over the majority of the episode. The pair reconcile all of the confounding Sapphire Reserve developments, mostly agreeing along the way. After Benjy's credit card quick hits, Raymond swipes the floor to describe the death of three banks and one airline. They wrap up the episode talking about two upcoming trips - Hawaii and Pennsylvania Amish Country, of course. (edited)