Chance joins the show and predictably laps Benjy's latest activities in the first few minutes. Benjy regales everyone with his recent Saks standoff. The pair considers a few different elevated welcome offers, some not involving Amex! Both think the Southwest earning devaluation is pretty much a nothingburger. They discuss a couple PayPal related issues next - the end of Amex payments and a few shutdowns. The twosome compare notes on recent cards, and Chance shares a scary account restriction. Benjy is capable of talking about travel and proves it at the episode's end.