Josh is back earlier than he planned, and Kristin joins the fun, as well. They experienced shutdowns courtesy of our favorite big bank today and share their experiences with Benjy. As of recording, Benjy's story is a bit different, and he discusses his current short- and long-term plans with said bank. Kristin and Josh talk about their adventures getting points out in time. They cap the episode chatting about their big spend plans moving forward, both obvious and more obscure.