Miles to Memories

Spending Time Episode 518 (Video) - The Pet Insurance Has Lapsed

Raymond's back to update us on a few significant life events, plus his spending escapades.  Western Union is back in his life while the Amex AU card play is a constant companion.  He and Benjy discuss the upcoming 4% cash back everywhere US Bank Smartly card while wondering how tolerant it'll be.  They then consider a few elevated new card welcome offers from Amex and Bank of America, churning the Resy offer on the Amex Platinum, and a PayPal Bill Pay wrinkle.  Benjy plows...

Spending Time Episode 518 (Audio) - The Pet Insurance Has Lapsed

Raymond's back to update us on a few significant life events, plus his spending escapades.  Western Union is back in his life while the Amex AU card play is a constant companion.  He and Benjy discuss the upcoming 4% cash back everywhere US Bank Smartly card while wondering how tolerant it'll be.  They then consider a few elevated new card welcome offers from Amex and Bank of America, churning the Resy offer on the Amex Platinum, and a PayPal Bill Pay wrinkle.  Benjy plows...

Spending Time Episode 517 (Video) - Firewood & A S’mores Kit

Chance returns for another packed episode. Indeed, he’s been quite busy and lets us all know from the jump. He and Benjy then look back at the Very Special episode with Maurice Harary, considering the big future play among other Fluz quirks. Hotel talk then ensues, including a few Hilton developments and Benjy bellyaching about IHG. Next, he wonders if he’ll be on the receiving end of his first-ever FHR clawback. Chance covers how he’s preparing for the big Amex change coming 1 Oct. The...

Spending Time Episode 517 (Audio) - Firewood & A S’mores Kit

Chance returns for another packed episode. Indeed, he’s been quite busy and lets us all know from the jump. He and Benjy then look back at the Very Special episode with Maurice Harary, considering the big future play among other Fluz quirks. Hotel talk then ensues, including a few Hilton developments and Benjy bellyaching about IHG. Next, he wonders if he’ll be on the receiving end of his first-ever FHR clawback. Chance covers how he’s preparing for the big Amex change coming 1 Oct. The...

A Very Special Spending Time Episode #3 (Video) - Fluz Founder Maurice Harary

As promised, Fluz Founder Maurice Harary joins Benjy and Josh for an enlightening episode.  Maurice shares his pre-Fluz background and how he came up with the concept of the business.  He then discusses Fluz's evolution, from the $200 cards through the current model.  Oh, and the third-party gift card business, too.  Next, Maurice describes a few exciting projects Fluz is currently working on - of keen interest to MtM Diamond members.  The episode ends with a wide-ran...

A Very Special Spending Time Episode #3 (Audio) - Fluz Founder Maurice Harary

As promised, Fluz Founder Maurice Harary joins Benjy and Josh for an enlightening episode.  Maurice shares his pre-Fluz background and how he came up with the concept of the business.  He then discusses Fluz's evolution, from the $200 cards through the current model.  Oh, and the third-party gift card business, too.  Next, Maurice describes a few exciting projects Fluz is currently working on - of keen interest to MtM Diamond members.  The episode ends with a wide-ran...

Long Beach Meetup Details & Sign-Up

• Long Beach Meetup Sign-Up Link

We are excited to finally release the schedule and sign-up link for the Long Beach meetup in December. Sign-ups will be closed 60 days before the event and we ask that you sign-up as soon as possible so we can finalize the numbers. Also don’t forget to join the 2024-08-29 01:00:03 +0000 UTC View Post

Spending Time Episode 516 (Video) - Amex Product Changes May Lead To Memory Loss

Larry's back for an episode where he and Benjy talk way too much about travel.  But the episode starts with their spending activities, including a couple shutdowns.  They consider the apparent Hawaiian/Alaska merger, and why certain individuals may care and others won't.  Benjy returns to Choice and Preferred Hotels developments.  The twosome then delve into Amex, covering their recent and upcoming moves.  They switch gears to Chase Pay Yourself Back, where Larry desc...

Spending Time Episode 516 (Audio) - Amex Product Changes May Lead To Memory Loss

Larry's back for an episode where he and Benjy talk way too much about travel.  But the episode starts with their spending activities, including a couple shutdowns.  They consider the apparent Hawaiian/Alaska merger, and why certain individuals may care and others won't.  Benjy returns to Choice and Preferred Hotels developments.  The twosome then delve into Amex, covering their recent and upcoming moves.  They switch gears to Chase Pay Yourself Back, where Larry desc...

Member Spotlight Jordan (Video) - Unique Experiences & Perspective

Jordan, a member of the Miles to Memories community, shares his experience living in Singapore and how he got into the miles and points hobby. He discusses the benefits of being a student and using credit cards to pay for tuition and living expenses. Jordan also talks about the low-cost carriers in Southeast Asia and the great value they offer for short-haul flights. He recommends exploring the diverse cultures and cuisines of the region, highlighting Kuala Lumpur as an underrated city to vis...

Member Spotlight Jordan (Audio) - Unique Experiences & Perspective

Jordan, a member of the Miles to Memories community, shares his experience living in Singapore and how he got into the miles and points hobby. He discusses the benefits of being a student and using credit cards to pay for tuition and living expenses. Jordan also talks about the low-cost carriers in Southeast Asia and the great value they offer for short-haul flights. He recommends exploring the diverse cultures and cuisines of the region, highlighting Kuala Lumpur as an underrated city to vis...

Spending Time Episode 515 (Video) - You're Gonna Need a Bigger Boat

Josh returns to talk tons about what you're probably expecting.  But first, he shares what he's been up to, from cards he's using to trips he's taking.  Benjy then proceeds to kiss the Amex ring, with one final +10x referral bonus triggering update and as much Business Platinum upgrade fun as possible.  The twosome take a few turns into Chase, Wyndham, the upcoming Virgin Red Mastercard, and - shocker - more Amex.  Josh provides his take on the newish Conrad Orlando. ...

Spending Time Episode 515 (Audio) - You're Gonna Need a Bigger Boat

Josh returns to talk tons about what you're probably expecting.  But first, he shares what he's been up to, from cards he's using to trips he's taking.  Benjy then proceeds to kiss the Amex ring, with one final +10x referral bonus triggering update and as much Business Platinum upgrade fun as possible.  The twosome take a few turns into Chase, Wyndham, the upcoming Virgin Red Mastercard, and - shocker - more Amex.  Josh provides his take on the newish Conrad Orlando. ...

Spending Time Episode 514 (Video) - Benjy's Flying Blue Confessions

Kristin joins Benjy for another large, lively conversation. After exchanging a few spending exploits, they consider the Amex Gold changes, especially the wacky numbers Amex chose. A smattering of card talk continues: Amex Business Gold offers via referral plus other upgrade options and best-ever offers on the Wells Fargo Choice Select and Chase IHG Premier Business cards. Kristin and Benjy toast to the refreshed Invest with Rewards interface. The two ponder the Virgin Atlantic devaluation and...

Spending Time Episode 514 (Audio) - Benjy's Flying Blue Confessions

Kristin joins Benjy for another large, lively conversation. After exchanging a few spending exploits, they consider the Amex Gold changes, especially the wacky numbers Amex chose. A smattering of card talk continues: Amex Business Gold offers via referral plus other upgrade options and best-ever offers on the Wells Fargo Choice Select and Chase IHG Premier Business cards. Kristin and Benjy toast to the refreshed Invest with Rewards interface. The two ponder the Virgin Atlantic devaluation and...

Spending Time Episode 513 (Video) - Wagering in a Kimono

Benjy welcomes @Dave W (CHI) as the newest Spending Time guest.  Dave shares his busy summer shuttling across the Atlantic.  The guys discuss the recent Fluz changes, bemoaning increased fees while noting hidden gems.  They briefly recap the Amex Schwab Platinum cashout devaluation.  A quick hit news section ensues: a Chase Pay Yourself Back extension, Hilton adding more SLH properti...

Spending Time Episode 513 (Audio) - Wagering in a Kimono

Benjy welcomes @Dave W (CHI) as the newest Spending Time guest.  Dave shares his busy summer shuttling across the Atlantic.  The guys discuss the recent Fluz changes, bemoaning increased fees while noting hidden gems.  They briefly recap the Amex Schwab Platinum cashout devaluation.  A quick hit news section ensues: a Chase Pay Yourself Back extension, Hilton adding more SLH properti...

Spending Time (Video) - A Very Special Spending Time Episode #2 - Amex Cashout Devaluation

Kristin and Larry join Benjy to discuss the devaluation of the Schwab Platinum's Invest with Rewards benefit.  After sharing their first impressions of the change, the threesome consider how their near- and long-term priorities have changed (or not).  They also describe some Amex angles to take advantage of prior to 1 October, the change's effective date.

Spending Time (Audio) - A Very Special Spending Time Episode #2 - Amex Cashout Devaluation

Kristin and Larry join Benjy to discuss the devaluation of the Schwab Platinum's Invest with Rewards benefit.  After sharing their first impressions of the change, the threesome consider how their near- and long-term priorities have changed (or not).  They also describe some Amex angles to take advantage of prior to 1 October, the change's effective date.

Spending Time Episode 512 - Dueling Wireless Discounting Data Points

Raymond's back for his usual visit with Benjy.  After he discusses his upcoming move, Raymond  shares credit card-specific ones.  He updates us on his Amex progress followed by a bit of Fluz tinkering.  Benjy provides a positive update on a recent Fluz conundrum, and the two highlight a solution.  After a snack-size portion of news, they each discuss their wishes for the new quarter.  Benjy then brings up his recent wholesale club exploits, including a finale eve...

Spending Time Episode 512 (Audio) - Dueling Wireless Discounting Data Points

Raymond's back for his usual visit with Benjy.  After he discusses his upcoming move, Raymond  shares credit card-specific ones.  He updates us on his Amex progress followed by a bit of Fluz tinkering.  Benjy provides a positive update on a recent Fluz conundrum, and the two highlight a solution.  After a snack-size portion of news, they each discuss their wishes for the new quarter.  Benjy then brings up his recent wholesale club exploits, including a finale eve...

Member Spotlight (Video) - Car Lease Hacking with RL!

On this special episode of Member Spotlight Shawn is joined by RL to talk about lease hacking. RL is an expert lease hacker and has scored some car deals that will amaze you. On this episode he discusses his strategies and the tools he uses to score these deals. There is a lot of great information and this one might open your mind!

Member Spotlight (Audio) - Car Lease Hacking with RL!

On this special episode of Member Spotlight Shawn is joined by RL to talk about lease hacking. RL is an expert lease hacker and has scored some car deals that will amaze you. On this episode he discusses his strategies and the tools he uses to score these deals. There is a lot of great information and this one might open your mind!

Spending Time Episode 511 (Video) - Chance Closed His Delta Plum Card

Chance joins Benjy for his first episode as a rotating guest on Spending Time.  After sharing his latest spending exploits, Chance lists his considerable stash of new cards.  Benjy feels inadequate.  Chance is attuned to the new Wells Fargo card more than Benjy expects.  After a flyby of the elevated Delta card offers, Chance explores what he learned during his Amex +10x experience.  During the requisite Fluz segment, Benjy shares his recent conundrum and a bit of unr...

Spending Time Episode 511 (Audio) - Chance Closed His Delta Plum Card

Chance joins Benjy for his first episode as a rotating guest on Spending Time.  After sharing his latest spending exploits, Chance lists his considerable stash of new cards.  Benjy feels inadequate.  Chance is attuned to the new Wells Fargo card more than Benjy expects.  After a flyby of the elevated Delta card offers, Chance explores what he learned during his Amex +10x experience.  During the requisite Fluz segment, Benjy shares his recent conundrum and a bit of unr...

Spending Time Episode 510 (Video) - Amex Shutdown Confessions

Larry holds his head high as he returns to for his first episode since Amex shutdown.  He's still plenty busy spending and liquidating and shares how he's doing so.  The Amex +10x referral deadline has passed, and the twosome update each other on their progress.  Larry and Benjy split hairs on the freshly-elevated Amex Hilton and Bonvoy Business welcome offers.  The apporama lives!  Benjy shares his accomplishments while Larry's a bit more coy with his developments.&n...

Spending Time Episode 510 (Audio) - Amex Shutdown Confessions

Larry holds his head high as he returns to for his first episode since Amex shutdown.  He's still plenty busy spending and liquidating and shares how he's doing so.  The Amex +10x referral deadline has passed, and the twosome update each other on their progress.  Larry and Benjy split hairs on the freshly-elevated Amex Hilton and Bonvoy Business welcome offers.  The apporama lives!  Benjy shares his accomplishments while Larry's a bit more coy with his developments.&n...

Spending Time Episode 509 (Video) - Welcome Josh, The Head Fluzy

New rotating guest Josh joins Benjy.  Josh wastes no time getting into the obscure, talking about his spend on oddball cards which subsidize other efforts.  Benjy shames Josh for not attending the Denver meetup.  A bucket of Citi talk follows, from elevated offers to a silly renaming of an existing product.  More comical is Bilt's new partner, particularly their transfer ratio.  Benjy unloads there, then bemoans a couple declined card applications.  The Amex +10x...

Spending Time Episode 509 (Audio) - Welcome Josh, The Head Fluzy

New rotating guest Josh joins Benjy.  Josh wastes no time getting into the obscure, talking about his spend on oddball cards which subsidize other efforts.  Benjy shames Josh for not attending the Denver meetup.  A bucket of Citi talk follows, from elevated offers to a silly renaming of an existing product.  More comical is Bilt's new partner, particularly their transfer ratio.  Benjy unloads there, then bemoans a couple declined card applications.  The Amex +10x...

Diamond Spotlight (Video) with Rustin Coziahr

Rustin joins Shawn and Benjy.  He shares how he's been traveling from a young age and how that's shaped his priorities since.  The guys discuss their mutual interest in award travel to Hawaii.  Rustin has lots of upcoming travel plans, and he shares a few highlights.  He shares his favorite points and how he uses them, with Hyatt taking center stage.