zal_cryptid

I need help

Added 2024-06-08 19:22:15 +0000 UTC

For the past four years, I have constantly been in overdraft. I can't remember the time when my bank account read a positive integer, or a zero for that matter. My overdraft limit is $300, the amount I have in the bank at any given time is between $-300 and $0.

For the the past four years, I have been paying off my credit card debt. I haven't used my credit card in over four years because it has always been at its cap: $3000. I've been paying off $3000 every month for four years and guess how much I have left? $2950. On June 13th, interest and overdraft fees will bring it back up to $3000. There's no escape. My minimum payment is $141 a month.

I only make ~$300 usd a month from my art. I sometimes have to decide whether to pay for my phone bill, my medication, or my minimum payment on my card. I don't make enough to put anything in savings or dig myself out of this whole. It's a perpetual cycle of no escape. An event horizon. I need help

I need to find a way to pull $3400 out of thin air so I can obliterate my debt and climb out of overdraft all in one fell swoop. I need to ask for help, but I don't know how. I could make a post, but I wouldn't know what words to use or what song and dance to perform.

I don't know what to do. I feel like scum constantly asking for money, I need to eliminate this problem once and for all.

This is all I do. Art is all I'm good at. I need help.