Kelpie Boyfriend: Ciaran (complete)

Female Reader x Male Monster (both cis)

Your grandfather was a secretive man. He often vanished for days at a time, sometimes months, only to return with a fortune in his pocket. He used to tell all sorts of stories about how he came up with the money, but no one ever believed him. His family regarded him as a gambler who wouldn’t come home without the jackpot.

When he died, it was something of a shock. Everyone had figured he would die during one of his trips and never come home, but he died in his bed. Lots of relatives who had written him off came out of the woodwork, hoping for a piece of his jackpot. You and your brother were worried, but you knew the will was ironclad. Your grandfather had made sure of that after your grandmother died. To your surprise, your grandfather left everything to you and your brother - each one of his properties, which you had no idea about, and his financial holdings, split right down the middle.

In the tumult following the bequeathal, you and your brother slip out one night, heading for the property your grandfather called the Loch House. You have to drive down an overgrown road to get to it, which goes from concrete to rough earth. The Loch House is built on stilts near the water’s edge, and there’s a marker for parking the car so the water from the lake can’t reach it. The Loch House looks nice, but it’s evident the place needs repairs and remodeling. It looks like your grandfather only ever used the place to fish from the porch.

Your brother decides he should go see his property, just in case. If it needs work, he wants to get started on it now. He helps you get started on renovations, and a few days after meeting with the crew, he leaves for his own place. You’ve not lived alone since you and your brother moved in to help take care of your grandfather, so it’s a bit strange being on your own.

You start cleaning and going through the house. Everything is so out of date, and you’ve brought only the bare necessities with you. Luckily, with the money your grandfather left you, you’ve made a giant online order for new amenities. You pack up things into boxes and begin taking them down to your car. The constant effort of going up and down the stairs is exhausting, and at last you sit on the bottom stair to take a breather before you have to go up again. You sigh heavily, looking out over the lake that stretches before your house.

That’s when you see him outside - a tall, gangly man, slightly slouched, with long dark hair, looking up at the house while standing nearly hidden by one of the beams. Jumping up in alarm, you prepare to run upstairs. “Hello?” you squeak.

The man turns, and his face looks very exhausted. He tilts his head to the side. “Hello?”

You swallow and take a step back. “Are you one of the contractors?”

The man looks around, blinking slowly. His hair is very curly and voluminous, falling off his shoulder in clumps of curls. “Nah, I live nearby.”

You take another step up the stairs. “I wasn’t aware there were neighbors nearby.”

He yawns, covering his mouth with a long-fingered hand. “Close enough. It’s been a while since someone was here.” He scratches at his cheek. “I got curious, that’s all.”

You still feel nervous about this stranger on your property. “Well, I’m kind of busy. Maybe we can talk more another time.”

He looks up at you and the sun catches his eyes, making them sparkle bright green. “Do you know Stanley?” he asks.

“Yeah,” you say in surprise. “He was my grandfather. How did you know him?”

“Was?” He turns to face you fully. “That’s not good. What happened?”

“He passed away,” you say simply. “How did you know him?”

The gangly man sighs and puts his hands into his pockets. He has poor posture, slouching as if he’s too tall for the world. “I knew him when I was young. Sometimes he let me spend my summers here when my family was...” He drifts off, looking out towards the water. “Well, I kept the place safe for him while he was away. It’s been a while since I last heard from him.”

“Oh.” You take a tentative step back down the stairs. “Is there anything in the house that’s yours, then? I’m cleaning up and getting rid of things.”

“Nothing, really. Most of that stuff was there when he won the place.” He blinks slowly, heavily. “I’m Ciaran, by the way.”

You introduce yourself and smile shyly. “Nice to meet you. What do you mean, he won this place?”

“He won a fight. Wrestled someone and beat them.” Ciaran shrugs. “Pretty normal.”

“That’s not normal,” you scoff.

Ciaran smiles. “For your grandfather, it was. Well, have fun making your castle a home.” He taps his ear. “I have pretty good hearing, so if you ever need anything, just whistle.”

This guy’s kind of cute, in a Tim Burton sort of way. “Sure.”

He waves his long fingers, then turns and walks along the shore. You go back inside, locking the door behind you just in case, and continue clearing out the house, finding things shoved into closets and corners. You start to move the mattress in the master bedroom, and when you take it off the frame, you find cash shoved under it. “Jeeper creepers, Gramps,” you huff. “Winning houses in fights, money under the mattresses. What sort of shit were you doing?”

You gather up the money, shoving it into a plastic bag. Then you move the box spring, and find metal boxes lined up beneath that, as well. You scowl as you look at them, counting at least ten. “I swear to god, is this all gold?” You pick up a box, finding it heavy, but not heavy enough to contain gold.

When you open it, you find rolls of film. It’s been years since you’ve seen those little canisters and weed hasn’t been inside them. “Please don’t let there be nudes on these,” you grumble. You look up a place to send the film to have it processed, and find that a nearby pharmacy can send the rolls off and have the film back within a week. You send in the first box full of film, paying with the mattress money.

Once work begins on the place, you spend some time outside picking out a spot for a garden. There’s a patch near the parking area where you figure the rising water won’t be too awful for plants. You find some gardening tools in the house, so you figure now is as good a time as any to start a new garden.

“I just saw a fucking horse in the lake!” you hear one of the construction crew blurt from a window.

“What?” one of the others shouts. You see one of the younger crew members hanging out of a gutted window.

“A horse! In the lake!” The first worker swings his arm towards the water. “Big black horse, swimming around and shit.”

“How fucking high are you?”

“Not much. That's what’s freaking me out.”

“Dude, shut the fuck up. The client is right over there. In fact, go home. I don’t want you screaming every five minutes about the Easter bunny.”

You look back out to the lake, and see ripples in the water, but nothing to suggest a horse could have been out there.

The next day, as you’re getting up to have coffee, the sheets of plastic on the windows are flapping from the breeze. You go outside onto the porch, happy to see the repairs made to it, and as you’re pulling out a chair to sit, you hear splashing. Looking over the railing, you see signs of something dipping under the water. The surface is choppy, and there are bubbles rising from below. You hold your coffee in both hands and look around, trying to justify the disturbance as a catfish, or waterfowl. Then you go back inside.

A little later you drive out to pick up the developed film, and are so excited to see the pictures that you start going through a packet in the car. The first images look blank, completely black with maybe a red streak in the background. But the more you go through them, the more an image resolves in the successive photos. You see the sun rising in the background, and a silhouette rising from the black. It looks strange and thin, with long stringy hairs hanging from what must be its head. In the final photo, you see a flash of white teeth as the thing lunges for the camera.

“Motherfucker, Gramps,” you whisper.

You return to the house to find that the crew has started installing the new windows, and go around to the deserted back porch to look through the rest of the developed film. The next pack of photos consists of images of your grandfather standing beside something big and hairy, then holding up what looks like a baby sea monster.

“Hello, up there!”

You nearly spill the photos and jump up. Looking over the edge of the porch, you see Ciaran below. “Oh, hi again,” you wave to him.

“You look like you’ve seen a ghost,” he chuckles. “I mean...” He looks at his bare arm. “I’m not far off, so I apologize if I spooked you.”

You stuff the photos back into the bag. “No, it’s okay.”

“I was just wandering around and heard all the commotion.” He looks off at the workers hauling off the old windows.

You remember that Ciaran said he knew your grandfather, so maybe he knows something about these pictures. “Can you come up?” you ask him.

“I don’t know, can I?” He laughs lamely at his own joke. “Never mind. Yeah.”

You stand in a place where the construction crew can see you, but can’t hear your conversation. Standing next to Ciaran for the first time, you finally get the measure of how tall he really is. “I found some film under my grandfather’s bed...” you begin.

“No nudes, I hope.”

You smile. “That’s what I said! But… no, no nudes.” You show him the picture of your grandfather holding the baby sea monster. “There are tons of photos with my grandfather near things that look like monsters.”

Ciaran looks over the picture and scratches his chin. “He was always doing weird things like this.”

You frown up at him. “Like what?”

Ciaran looks at the crew. “Can I talk to you later? Being around people makes me nervous.” He hands you the picture. “I’ll come by when it’s quieter.”

You place the photo back into the packet. “The tide will be in then.”

“That’s fine. I prefer the water.” He heads to the steps before turning back and looking at you. “It’s nothing bad, by the way.”

Once it starts to get dark out, the construction crew packs up and leaves for the day. You sit out on the porch, still going through photographs. You hear splashing again, and you look over the railing to see something coming up from the water. Long black hair floats to the surface. Then you see ears, and then a horse rises from the depths.

You gasp, and the horse looks up. “Hello there.”

You just stand there, jaw slack and eyes wide.

The horse steps from the water, thin and gangly. Its rib cage is showing, and its legs look skeletal. It shakes off, and its long black mane and tail drape like veils. It vanishes under the porch, and you race to the other side, but when you get to the stairs you see Ciaran making his way up.

He pushes his wet hair out of his face and smiles. “I feel like I keep scaring you.”

You just stare at him. “The horse...” you whisper.

“See, that’s part of what I need to explain.” He stands at the foot of the stairs and smiles shyly. “I’m a kelpie.”

You furrow your brow. “A kelpie?”

Ciaran nods. “Your grandfather saved my mom, you see. He helped her give birth to me.” He rubs the back of his head. “He did that for lots of us.”

“Who is ‘us’?”

“Monsters. Your grandfather was a cryptozoologist.” He smiles shyly at you. “Mind if I come up?”

You let him up, and he tells you the full story. Your grandfather had been all over the world hunting monsters, and then his interest turned to protecting them. Your grandfather had to keep it secret, or it could have wound up hurting his family, but Ciaran knows all about your grandfather’s exploits. “He kept all those photographs as proof.” He takes out the picture of the black silhouette with teeth. “Wow. Guess there was a picture of my dad.”

You look at Ciaran in confusion, still letting everything sink in. “Your dad?”

“The asshole, as my mother called him,” he sighs. “My mom is human, but my dad...” He frowns at the picture. “My mom told me she had loved him, but he got scary and possessive, so she had to run.”

“I’m sorry.”

Ciaran chuckles. “I never met the bastard. Thanks to your grandfather, we were able to stay safe.” He looks out over the lake. “He let me stay in the lake, and he helped my mom build a new life here. She married my stepmom when I was young, so I always had a pretty good family.” He shuffles through the pictures again and shows you one of a strange serpent-like creature hanging from the trees. “That’s my stepmom. She’s really nice. Makes good bread.”

“Ah.” You lean back and hold your head in your hands.

“I know it must be a lot,” Ciaran sighs. “He really never said anything?”

“Our family just assumed he was a gambler,” you grumble. “Not… Indiana Jones with monsters!” You sit up and look him dead in the eye. “My brother has a place that’s a few towns over. Do you know Hearthway Hollow?”

“Sure. I know he had a hunting cabin down that way.” Ciaran glances up into the night sky. “It’s getting late.”

“I can’t sleep.” You stand up from your seat. “I’m going to make coffee. Want any?”

“Sure, sounds nice.” Ciaran stands and follows you into the kitchen. He looks around at the remodeling you’re having done while you set up the coffee pot.

“You don’t have to stay. You look tired,” you sigh.

“Oh, that’s just my face.” He picks up a framed photo of you, your brother, and your grandfather on a roller coaster, taken during the summer he surprised you both with a vacation. “It’s funny, I never even knew he had grandkids. I just knew he had family somewhere.”

You scoop ground coffee into the filter. “What was he like around you?”

“Funny,” Ciaran says. “Goofy. He was never too serious except when he had to be.”

You sigh with relief. “Good!”

He looks up, setting the picture down on the table. “Good?”

“I was worried for a second,” you sniffle. “That he was faking things around us.”

Ciaran comes up to the counter and leans over it to smile at you. “He used to tell me jokes, and helped me learn to like the other side of myself.”

“He used to watch cheesy chick flicks with me, because no one else would. I grew up in a house with only guys - him, my dad, my brother. So he took the time to make sure I didn’t feel left out.” You wipe your eyes and smile. “I miss that.”

“I like chick flicks,” Ciaran says.

Days go by, and the house is remodeled. Ciaran becomes a constant fixture, coming often to share stories about your grandfather, and listening to your stories as well. You’ve begun to really like him, and your time with him is satisfying. Gradually, the remodeling project comes to its resolution.

One afternoon, as you’re coming home with more packets of developed photos, you see Ciaran in his kelpie form, standing on the shore. You set the bag of film on the stairs, then walk up to him. “What’s this?” you ask with a smile.

“Let me take you out into the lake,” Ciaran says.

You shake your head. “Oh, I see!”

His ears stand on end. “See what?”

You wag your finger. “I read up on what kelpies do. You’re gonna drag me to my death as soon as I get on your back.”

Ciaran whinnies. “No! I would never! I’m half kelpie, remember? Only half!”

You giggle and grin. “You had to realize I’d have to look up kelpies.”

“But I’m really not going to...” He whickers and trots up to you. “This was supposed to be romantic, not murderous.”

You stop laughing. “Romantic?”

Ciaran’s ears twitch. “Yeah. Like a date.”

“I was only teasing. I never would have thought you would...” You swallow the lump in your throat. “Really? A date?”

Ciaran tilts his head to the side and flicks his long tail. “Is that okay?”

“Yeah of course,” you say hesitantly. “But...” You purse your lips as you try to word what you want to say.

“What’s the matter?” Ciaran dips his head, his long mane falling down in his face.

You reach up, brushing his hair aside. “The idea of going into the water like that makes me a little...” You look down as you pull your hand back.

A pair of hands take hold of yours and Ciaran’s human form smiles warmly at you when you look up. “We don’t have to go into the water. I guess after reading up on kelpies, it would make you a bit nervous.”

“It’s not that exactly,” you say with a soft smile. “But thank you. I can make us something for dinner, though.”

Ciaran’s smile brightens. “That sounds good, too!”

You invite him up, and he sits at the counter while you cook. He looks sleepy, but he keeps his focus on you, watching you work and telling you bad jokes. You feel bad for not going along with his date idea, but right now, while the relationship is fresh, you want to stick to things you know before you dive in further with Ciaran.

“All ready!” you announce when you finish plating the meal. “Nothing special, I’m not a fancy cook or anything.”

“Looks good to me.” Ciaran smiles at you. “Thanks for the treat.”

You sit beside him at the counter. “If you want to call pasta a treat.”

He dips down, kissing your temple. “For me it is.”

Your cheeks grow red, and you smile goofily down at your plate. After dinner, you watch movies together. You start out on opposite ends of the sofa, but move closer and closer until you’re curled up against Ciaran with your legs in his lap. Midway through the movie, Ciaran falls asleep, resting his cheek on your head. You leave him there, tucking him in with a cozy blanket before you go to bed.

In the morning, you wake up to find Ciaran still asleep on the sofa, his gangly legs draped over the side. His arms are skimbo with one hanging above his head. He sleeps peacefully though, with his long hair splayed out all over the pillow. You walk over to him, taking in how pretty he is. He may be as long and spindly as Ichabod Crane, but there’s something charming in that. His lashes flutter, and he sighs, rubs his eyes and looks up at you. “Where am I?”

“You fell asleep last night, so I just let you be. Coffee?”

Ciaran stretches and yawns, joints popping all over. “Sorry, I didn’t mean to fall asleep on you. I was having a good time.” He rubs his eyes again as he sits up.

You smile shyly. “It’s okay, really.”

Ciaran pouts. “I had plans, though. I wanted to kiss you goodnight and stuff.” He rubs the back of his head, smoothing out his hair.

Your cheeks grow warm. “You could kiss me good morning.”

Ciaran’s pale cheeks redden “What about morning breath?”

“It’s up to you,” you chuckle.

Ciaran laughs in reply and holds his hand out to you. “May I?”

You dip down, closing your eyes. Ciaran’s fingers brush along your jaw as he presses a soft kiss to your lips. It’s almost too brief, but he comes back, more eager. He sighs dreamily, pulling away as you open your eyes. “I must still be dreaming,” he whispers.

“I’ll go make coffee,” you giggle.

You have a few more dates with Ciaran, taking things easy. You enjoy staying in, so you’re often at your place, watching movies and hanging out. Bit by bit, you open up more. Ciaran enjoys being near you, he loves being touched and hugged. One night, you never even watch the movie, you just make out until the film ends.

“I should go,” Ciaran pants, pushing his hair back.

You’re pinned under his body, locking him in your arms. “If you have to.”

“I don’t have to, I just…” He kisses you again. “I don’t want to fall asleep on you again, or stay awake all night.”

Your face burns at the insinuation. “You can stay the night. Have a sleepover.”

He smiles. “I want to, believe me. But I know you want to take things slow, and I want to behave like a good boy.”

You giggle. “We can just sleep. It doesn’t have to lead to anything.”

Ciaran kisses you again. “You’re very right. It would be nice to wake up and cuddle in the morning.”

You chase after his kiss, but he gives you a small peck. Then he rises, helping you up. “I’ll get a shower,” you tell him. “You can go ahead and tuck in for the night.”

“Sounds good. Do you have a hair tie I could borrow for my hair? It’s easier to sleep in a braid than wake up and deal with a bird’s nest on my head.”

Ciaran follows you to the bedroom, where you point to a pile of hair ties on your dresser. You gather your pajamas and take your shower, and when you come back, Ciaran is lying in bed on his back, eyes closed. You admire him as you crawl into bed and lie down, turning so you can see him. You smile as you close your eyes. “Good night.”

“Good night,” Ciaran says sleepily.

In the morning, you’re pressed against Ciaran’s chest with your feet tucked between his thighs for warmth. He’s holding your hands to his chest while he dozes, and you smile, enjoying being the big spoon. You sniff his hair and kiss the back of his neck softly.

“Careful,” he whispers.

“Does it tickle?”

Ciaran turns his head to look at you. “In too good a way. Did you sleep well?”

You nod and snuggle against him. “Did you?”

“Too well.”

You kiss his neck again, and when he moans you feel emboldened. You kiss him harder, opening your lips and dragging them along his skin. Ciaran sighs, clutching your hand tighter. “Careful,” he whispers again.

“Ciaran,” you breathe into his ear.

He turns and looks back at you seriously. “Are you sure?”

You nod. “Only if you are too.”

Ciaran sits up, moving on top of you and running his eyes over your face and down your body. “If we do this,” he breathes, “will you go swimming with me afterwards?”

You stroke your hands up his bare chest. “Of course.”

He takes a deep breath and smiles. Then he dips down, kissing you softly, moving his lips along your jaw. He runs his hands under your shirt, pushing it up until your breasts spill out for him. He stares at you, eyes becoming lidded as his breath shudders. You bite your lip and shrug up your shoulders. “They’re a bit saggy.”

Ciaran cups a breast, pushing it up and squeezing it. “Not when I hold them.” He cups the other in his hands. He kisses between them, moaning against your skin.

You whimper softly, pulse picking up as his hands make you tingle.

“Mine aren’t big at all,” Ciaran teases. “I know I’m all bone.”

You open your eyes and sit up, pressing kisses to his chest, his pronounced ribs. “You’re still very pretty,” you murmur. “Your skin is very soft.”

You kiss down his concave stomach, and his hand slips under your chin. “I should warn you about something before we go further. I want to, and I think you want to as well, but my anatomy below the belt...”

“What’s the matter?”

Ciaran frowns and looks away. “It’s just that I… Being part kelpie… This is so mortifying to say out loud.”

You look down at his lap, then back up at his face. “Is it shaped differently?”

“You could say that,” he clears his throat. “I just don’t want to scare you with it. It’s not something I want to come across as bragging, but it’s kind of… big.”

“Oh, a horse cock?”

Ciaran’s face burns, and he covers it with his hands. “Don’t say it like that!”

“I’m sorry! Um…” You think for a moment. “Can I see it, then? If it’s too much, there’s still lots we can do together.”

Ciaran exhales slowly. “Are you sure?”

“Lie down,” you say lovingly.

Ciaran lies on his back, wiggling out of his pants and underwear, and looks away shyly as you kneel beside him. His cock rests against his thigh, quite large but still soft. It’s mottled black and pink, and the head is flattened and tilted. There are ridges along the bottom and a flared circle near the base. It’s certainly big even in its flaccid state You kiss his hip, moving so you straddle his thigh. Then you slowly rub your palm along his shaft, and Ciaran whimpers softly.

“It’s okay. Nothing to be afraid of.” You can feel him getting harder as you stroke. “It’s actually kind of pretty.”

Ciaran chuckles nervously. “You think?” He looks up at you.

“I do.” You take him in both hands as he begins to rise. “You’re getting really warm. Does that feel good?”

“It’s...” He moans. “I like you touching me.”

You dip down, licking his shaft gently. He moans louder, jaw hanging open. He certainly is getting longer, but his thickness doesn’t change. You kiss his glans, licking around the flat head.

“Come here,” Ciaran pants and waves his hand to you. “Sit on me.”

“What?” you sputter.

“It’s only fair,” he says with a soft smile. “Put your legs above my head.”

You feel burning hot all over. “I don’t want to suffocate you.”

“I can breathe underwater, so it doesn’t bother me.” he chuckles. “Don’t worry about me. Come on. It’s only fair.”

Slowly you place yourself over him, and he rubs his hands up your legs, easing you down onto his face. He kisses your thighs, and then your vulva. You breathe shakily and dip down, kissing his cock. You lick along his shaft as his tongue pushes between your labia. You gasp, and he moans. You drag your lips down the side of his shaft, and he uses his fingers to pry you open. You’re growing delirious with each touch, and you try to keep up with him. You take his glans into your mouth, swirling your tongue around it as he eases his fingers inside you. You feel his thighs begin to tremble. You stroke him faster, feeling his pulse race through the shaft. His kisses and touches became more intense, and you feel his moans, his ragged breathing. His fingers squeeze tightly around your thighs, and you buck your hips, rubbing against his face. He moans more deeply, and then both of you erupt.

Your eyes are blurry as you lick his semen from your cheeks, swallowing it. You move slow, falling off him and lying at his side, your cheek against his thigh. Ciaran chuckles giddily and helps you to sit up. He kisses you, laying you back down on the bed and nuzzling between your breasts. “That was...” you whisper. “Oh, wow.”

“Thank you.” Ciaran kisses your cheek. “I was worried, but you made me feel so safe.”

“You have nothing to be worried about. I was happy to...” You giggle again. “It was fun. Thank you.”

“After breakfast, I can’t wait to take you swimming,” he breathes. “I can’t wait to show you my world.”