Josh returns to talk with Benjy about much more than his usual topic. After Josh spikes the Super Bowl football, he and Benjy cover their recent spending activities. They consider a few elevated Amex welcome offers but quickly move beyond news. Josh shares his recent success with a Citi travel insurance claim. Benjy then questions Josh on his recent gold buying and selling, where he proclaims the groundbreaking title to this episode. The pair spend the rest of the time talking an unhealthy amount of Fluz. Benjy brings up a slate of current issues, with Josh providing a necessary dose of perspective. Josh recaps the night before's AMA - the highs and lows. Josh ends the episode by answering a few member-submitted questions.